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Fincancing Options


For your convenience we accept Visa, MasterCard, Discover, American Express, Care Credit, and Splitit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.

INSURANCE

Insurances Accepted:

  • Delta Dental Plus Premier
  • BCBS of Massachusetts Dental Blue
  • Altus

At Western Mass. Endodontics, P.C. we make every effort to provide you with the finest care and the most convenient financial options. To accomplish this we work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff. They are well informed and up-to-date. They can be reached by phone. Please see our list of phone numbers here: Contact Information

Please note that we are non-participating with some of the Delta and BCBS plans. Delta and BCBS have a number of plans. Some have no Endo coverage. Please consult with our office if you have any questions or concerns regarding your initial visit.

Please bring your insurance information with you to the consultation so that we can expedite your reimbursement.

 

CareCredit

At Western Mass Endodontics we believe in making dental care as accessible as possible to our patients. That is why we gladly accept CareCredit. They offer credit designated for health, dental and wellness expenses. Patients are able to charge expenses as soon as they receive approval for a either compnay, and depending on the financing option selected, patients can make interest free payments. We are happy to help answer your questions about CareCredit. Choose your office below to apply:




Simple monthly payments on your credit card

Choose from 3, 6 or 9 payments

We have partnered with Splitit to offer you a simple way to split the cost without the need to take out a new loan. Just use your existing credit card and you can choose to pay in 3, 6 or 9 installments, helping you manage your cash flow. There’s no additional interest, fees, applications or credit checks*.

How it works

Paying with Splitit is easy, secure, and convenient because it makes use of the credit you already have.

Step 1: Please ask for a Splitit link or QR code. You can receive the link via an email or SMS.

Step 2: Open the payment link on your browser or smartphone, complete your credit card details. You must have the full purchase amount available on your card.

Step 3: Choose your preferred plan from 3, 6 or 9 monthly payments and complete the transaction. A temporary authorization will be placed on your card for the full purchase amount.

Step 4: The first payment will be taken now. Each subsequent payment will be taken on the same day each month. No additional steps are required.

Frequently Asked Questions:
1) Is this a loan? No, this is not a financing or lending product. We use the available credit on your existing credit card, that’s why there are no new applications or credit checks.

2) What cards can I use? We accept VISA, Mastercard, and American Express. (Debit cards are not accepted).

3) Can I pay off my plan early? Yes. This option is always available on the Splitit portal, or you can contact customer care for assistance.

4) Do I have to pay interest charges on my purchase? When you make a purchase with Splitit, you will only be charged for one installment each month. The balance is reserved on your credit limit. Splitit will not charge interest or fees but your regular credit card terms will apply.

5) Will this affect my credit score? There is no impact on your credit score. Each installment will show up as a normal charge in your account, with the rest of the total marked as “pending.” Even if a payment is declined, there’s no impact on your credit rating.

6) What is the difference between a payment and an authorization? When you use Splitit for a purchase, there are two main things happening:

1. Payments: Regular installments that are charged to your card each month to cover the cost of your purchase. The first payment is taken right away, and the remaining payments are automatically deducted each month.

2. Authorizations: The full remaining balance of your purchase is temporarily set aside or “held” on your credit card. Since your installment plan is not facilitated by a loan, the hold is required to be able to guarantee your purchase. While this temporarily reduces your available credit, it is not a charge, and it will drop off after a short period of time.

Find out more here

*Splitit does not charge interest or fees. Your standard credit card T&Cs still apply.